• Monthly Increasing Benefit (MIB)


    Our Monthly Increasing Benefit option is for clients interested in smaller monthly payments. The benefit builds and earns interest as payments are made. To receive the full benefit and cover planned funeral expenses, all payments must be made.

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    What it does.

    Our MIB is a dollar for dollar product in which the insured will never pay in more than they will receive as a death benefit. It continues to earn interest as long as regular payments are made and it will earn interest after it is paid up as well.

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    See The Advantages.

    The policy benefit will always remain greater than the premiums paid.

    Insurance Amount = Premiums Paid + Interest
    Reduce Paid Up Amount = Current Death Benefit

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    Guaranteed Issue.

    Issue Ages..............0-95
    Payment Periods: 1, 2, 3, 4, 5, 7, or 10 year**

    *Varies by state
    **Depending on age