• Fund your unfunded prearrangements.

    Canopy's Monthly Increasing Benefit (MIB) plan is an affordable solution for your prearranged, but unfunded clients. It’s designed specifically for those needing a smaller monthly payment, with payment periods from 1 year to 10 years. The premiums earn growth plus, you earn commission.

  • Download our Unfunded Case Study.

    See how this funeral home used our MIB to solve its unfunded preneed problem.

    Download Now

  • Meet with a Preneed Ambassador.

    Our knowledgeable and friendly preneed ambassadors are always on standby to answer your questions and to help set you up for preneed success.

    Schedule a Call

How it works.

The MIB works like a savings account – but has the benefits of life insurance. It can be irrevocably assigned for social services qualification and has a tax-free death benefit. The benefit grows and earns interest as payments are made. And since the MIB doesn’t lose value, your clients will never put in more than they get out.

  • Let’s Work Together

    Get In Touch

  • What They Say About What We Do.

    • “I’ve been with Investors Heritage for 26 years, because they’re honest and loyal. If they say they’ll do something, they’ll do it.”

      Alan K. Wood of Mount Airy, NC. A member since 1992.

      Alan K. Wood | Mount Airy, NC

      Moody Funeral Service

      IH Family Member since 1992

    • “Being efficient the first time around means a lot…I have people that need me immediately…It really spoke volumes the way I was treated and have been treated. It makes me want to do more business with Investors Heritage.”

      Andrew Westmoreland of McDonough, GA. A member since 2018.

      Andrew Westmoreland | McDonough, GA

      Piedmont Capital Brokerage

      IH Family Member since 2018

    • “A lot of times when you call [other insurance companies] you get this impression when they answer the phone that you’ve messed up their day. But at Investors Heritage, they ask what they can do to help you.”

      David Parish of Fort Wayne, IN. A member since 2018.

      David Parish | Fort Wayne, IN

      Lincoln Financial Advisors

      IH Family Member since 2018

    • “The level of customer service at Investors Heritage is excellent. Anybody who answers the phone there can either answer my questions or find an answer to my questions.”

      Gayle Yates of Louisville, KY. A member since 2000.

      Gayle Yates | Louisville, KY

      Fern Creek Funeral Home

      IH Family Member since 2000

    • “Reality is, most companies are not that receptive or that responsive. It seems at some points that they don’t even care…It’s just a great experience working with Investors Heritage. The professionalism they provide to us, which we are in turn able to provide to our clients.”

      Jeramie Shamp of Fort Wayne, IN. A member since 2018.

      Jeramie Shamp | Fort Wayne, IN

      Lincoln Financial Advisors

      IH Family Member since 2018

    • “The best compliment I could give anyone is ‘they back up their word.’ Investors Heritage does just that.”

      Kenny Coggins of Thomaston, GA. A member since 1998.

      Kenny Coggins | Thomaston, GA

      Coggins Funeral Home/Cemetery

      IH Family Member since 1998

    • “The application process is very easy to go through with clients and the follow up [from Investors Heritage] was fantastic as well. The portal is very easy to go on to and see where things are.”

      Mark Bresnahan of Fort Wayne, IN. A member since 2018.

      Mark Bresnahan | Fort Wayne, IN

      Lincoln Financial Advisors

      IH Family Member since 2018

    • “I switched from another preneed carrier about a year-and-a-half ago and it’s a whole different experience with Investors Heritage. They give me the same kind of attention I give my customers.”

      Mark Styninger of Nashville, IL. A member since 2016.

      Mark Styninger | Nashville, IL

      Styninger Funeral Home

      IH Family Member since 2016